Warum Circle weigert sich, dem Bank Club (und anderen Krypto -Zirkus -Geschichten) beizutreten.

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  • Circle verweigert Berichte über die Suche nach US -amerikanischer Bankenlizenz.
  • Circle urges clear U.S. stablecoin legislation, rejects banking status.

Circle, a bigwig in the stablecoin universe, has waved off rumors that they’re packing their bags for a U.S. federal bank charter. Dante Disparte, Chief Strategy Officer and Head of Global Policy (which sounds like a superhero title), stepped up to clear the air as regulators and nosy media types sharpened their magnifying glasses.

Circle Pushes for Stablecoin Legislation, Rejects Banking License Rumors

The Wall Street Journal recently dropped a bombshell claiming Circle and BitGo were gearing up to apply for U.S. banking licenses. The motive? To cozy up to traditional banks like guests who forgot the dress code to a black-tie event. But Circle firmly said, “Thanks, but no thanks,” they won’t be sliding into banking’s DMs.

Come April 25, Disparte took to X (the platform formerly known as Twitter, because rebranding is all the rage) to say Circle isn’t about to morph into a bank or open an insured depository institution. Instead, they’ll be patiently waiting for shiny new stablecoin payment regulations. Spoiler: those rules might nudge them toward registering as either a federal or state trust—or maybe a ‘nonbank license institution,’ which sounds like a paradox but apparently isn’t.

Finger weg von langweiligen Regierungsdebatten! 😴 Hier gibt's nur heiße Krypto-News und Sarkasmus! 💥😎

👉Bereit für den Spaß? Klick auf "Beitreten"! 📲

Disparte also threw a friendly plea to Congress: “Hey, how about speedy bipartisan stablecoin legislation?” Because, apparently, innovation and market stability love nothing more than clear rules to dance to. And consumer protection—because someone has to look out for the little guy in this crypto jungle.

Despite Circle’s insistence, the crypto-to-bank transformation saga doesn’t seem ready for the credits just yet. Remember the crypto bloodbath of 2022? FTX’s spectacular collapse, followed by Silvergate and Signature banks calling it quits, has left many crypto firms ghosted by traditional finance.

But like a phoenix—or perhaps a particularly persistent crypto memecoin—the landscape is shifting. Some crypto giants are flirting with banking services minus the actual “bank” label. Meanwhile, old-school banks are pondering dipping their toes into crypto waters to keep their customers from running off to more exciting shores. It’s the classic awkward dance of two worlds trying to tango in sync.

Circle Defends Against Bank Regulations

Meanwhile, Washington’s regulators are cooking up fresh stablecoin rules faster than you can say “blockchain buzzword.” Recently, the House Financial Services Committee gave a thumbs-up to a Republican-backed bill introducing new stablecoin guardrails. The political theater around stablecoins is heating up as the market grows like a well-funded startup on espresso.

Circle’s taking a stand, sticking to stablecoin-specific rules instead of donning the rather dull suit of bank regulations. It’s like saying, “We want to party, but on our own terms.”

In closing, Circle’s made it crystal—no banking uniforms here, thank you very much. They’re all about compliance, cooperation, and a good dose of regulatory clarity so everyone knows exactly what game is being played. The coming months promise to be a nail-biter for stablecoin laws and, by extension, the future of crypto firms like Circle. Grab your popcorn. 🍿

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2025-04-25 22:36