Australien genehmigt den ersten Bitcoin-Rücken-Wohnungsbaudarlehen nach dem Gewinn des Gerichts

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  • Australien genehmigt die erste Bitcoin -Hypothek, nachdem der Blockverdiener Rechtsstreit gewinnt.
  • FireBlocks hält sicher das Bitcoin des Kreditnehmers für gesicherte Wohnungsbaudarlehensprodukte.
  • Neues Krypto -Darlehen hilft Käufern, teure Kreditgeber -Hypothekenversicherungskosten zu überspringen.

Australien hat einen großen Schritt in die Zusammenführung von Krypto mit Immobilien gemacht. Das Land hat sein erstes Wohnungsbaudarlehen von Bitcoin genehmigt. Dies folgt auf einen langwierigen Rechtsstreit, der von Fintech Company Blockerer gewonnen wurde.

Fireblocks, um Bitcoin -Sicherheiten sicher für neues Darlehensprodukt zu halten

Block Surner hat mit der Australian Securities and Investments Commission (ASIC) zu kämpfen, um Kredite bereitzustellen, die von Bitcoin unterstützt werden. ASIC erklärte, dass das Unternehmen eine konventionelle Finanzdienstleistungslizenz erhalten musste. Blockverdiener erklärte jedoch, dass dasselbe nicht für sein krypto unterstütztes Darlehen gilt.

Block Earner emerged victorious after an extended legal tussle. It is now able to proceed with its new home loan product. According to the firm, this loan can enable Australians to purchase houses in a hard housing market.

Block Earner said in a statement that it will continue to collaborate with regulators. The company has promised to abide by all regulations and keep on developing useful products. The company said, Block Earner will continue with business-as-usual and will be fully committed to compliance and innovation.

Australians will now have the privilege of using Bitcoin as a security deposit on houses. To date, individuals have been forced to exchange crypto for Australian dollars and then apply to receive a mortgage. This posed a challenge to crypto owners to purchase houses using their holdings.

The new loan of Block Earner may alter that. The product offered by the company allows buyers to make use of Bitcoin as a home deposit loan. The loan is a four-year interest-only loan at a 9.50% interest rate annually. It also has a 3% start fee.

The Bitcoin held as collateral will have Fireblocks during a loan period. Fireblocks is a reliable crypto custodian. According to the company, it will store the Bitcoin in a safe place and will not give it to other parties.

According to Block Earner, this product will enable the buyers to avoid lenders‘ mortgage insurance (LMI). LMI is normally paid when there is a lower deposit made by the buyers. With the help of Bitcoin, certain buyers can access the amount of money required to avoid this additional expense.

In the meantime, the concept of mortgage with crypto is expanding across the globe. Big steps are also taking place in the United States. In June, the Federal Housing Finance Agency instructed Fannie Mae and Freddie Mac to prepare to extend mortgage risk checks to crypto assets.

That implies that the US citizens will also soon be in a position to use crypto in their mortgage application. However, in the U.S., the regulations indicate that crypto on regulated exchanges is the only one to be counted. Self-custodied assets are not yet permitted. In addition, this could become more difficult for crypto natives who hold their coins in personal wallets.

However, the two actions indicate that crypto is becoming a real part of daily finances. Block Earner wishes that the adoption of Bitcoin as a legitimate asset category can solve the housing crisis in Australia. The firm feels that the value of Bitcoin will enable more individuals to gain access to the housing market.

The future of real estate may be affected as more nations consider crypto as a source of home loans. At the current stage, the new product by Block Earner renders Australia a pioneer in the trend. There will be a lot of people who will monitor the number of buyers who will opt to purchase a home using Bitcoin.

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2025-07-19 03:22