Googles neue Krypto -Brieftaschenrichtlinie: Eine Lizenz für die Brieftasche?

Google Play hat beschlossen, seine Krypto -Enten in Folge zu bringen und Lizenzen für Krypto -Brieftaschen in 15 Regionen zu beauftragen, sehr zum Ärger der Entwickler, denen das Gefühl hat, einen schweren Anker als einen Schlüssel zur Schatzstruhe zu erhalten.

Der Google Play Store kündigte am Donnerstag eine neue Richtlinie an, in der Crypto -Brieftaschenentwickler die Bank- oder Gelddienste -Lizenzen abhalten müssen. Diese Regel gilt für 15 Regionen, einschließlich der Vereinigten Staaten und der Europäischen Union. Die Richtlinie zielt darauf ab, eine sichere und konforme Benutzerumgebung zu schaffen, hat jedoch einen Feuersturm des Protests ausgelöst, insbesondere von Entwicklern nicht-kundenspezifischer Brieftaschen, die das Gefühl haben, den Kreis zu quadrieren. 🤔

Google benötigt MSB- oder MICA -Lizenzen für Krypto -Brieftaschen -Apps

The policy demands that developers become a Money Services Business (MSB) with FinCEN in the U.S. or have a MiCA license in the EU. In the U.S., developers must also be money transmitters registered with the state or chartered banks. These licenses come with a hefty price tag and a mountain of regulatory paperwork, making it feel like climbing Mount Everest just to offer a digital wallet. 🏔️

Notably, the policy treats all wallets equally, whether they hold your crypto under lock and key (custodial) or let you keep your own keys (non-custodial). In 2019, FinCEN stated that non-custodial wallets are not considered money transmitters, so Google’s policy seems to be more stringent than the law of the land. This has led to a chorus of complaints from non-custodial wallet developers, who feel like they’re being unfairly targeted. 🙁

The new regulations could lead to a mass exodus of non-custodial wallets from the Google Play Store. Implementing compliance programs is expensive, and small developers might find it easier to throw in the towel rather than navigate the bureaucratic labyrinth. This could stifle innovation and limit the choice of free software, leaving users in a bit of a pickle. Moreover, imposing AML and KYC regulations on non-custodial wallets could undermine the very privacy and control they aim to provide. 🕵️‍♂️

Related Reading: AllUnity Launches EURAU, Germany’s First MiCAR-Compliant Euro Stablecoin | Live Bitcoin News

Google Clarifies Policy: Non-Custodial Wallets Exempt from New Rules

Google later clarified that non-custodial wallets were not meant to fall under this policy. The company promised to update the Play Store policy to reflect this. However, the initial announcement left the crypto community scratching their heads and feeling a bit uneasy. Developers are concerned that the ambiguity could still cast a shadow over their ability to provide apps on Google devices. 🌞

The policy affects 15 jurisdictions, a significant slice of the global Google Play pie. The U.S. and EU are major players in the crypto world, and developers in these regions are facing a tough road ahead. Some might need to rethink their business models or even say goodbye to the Play Store. This could mean fewer options for those seeking safe, private crypto wallets. 💻

On the other hand, Google’s move is aimed at protecting users from the dark alleys of the crypto world, where fraud and security issues lurk around every corner. More regulations could help build trust, but critics argue that the policy is biased against non-custodial wallets, which prioritize user control. It’s a classic tale of safety versus innovation, with no clear winner in sight. 🤷‍♂️

The move aligns with the growing adoption of crypto globally. As the primary app distribution service, Google Play Store’s policies have far-reaching implications for the crypto landscape. Developers and users will be keeping a close eye on how Google fine-tunes its rules. The outcome will shape the future of crypto wallets and their accessibility worldwide. For now, the policy highlights the ongoing tension between freedom and regulation in the crypto realm. 🔒

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2025-08-15 00:51